Financial sector

Financial sector compliance for PCI DSS, RBI, IRDAI, and SEBI

We agree the rules before we start: PCI DSS v4.0.1, RBI compliance, IRDAI compliance, SEBI compliance, or a combination. PCI work starts with where card data flows. Regulator work starts with the circulars that match your licence, including RBI IT outsourcing, digital lending, KYC, the cyber security framework, NBFC IT, payment aggregator and gateway, prepaid instruments, tokenization, and payment data localisation; the IRDAI insurance self-network platform; and the SEBI cybersecurity and cyber resilience framework. Each requirement gets a status backed by evidence, and remediation has a named owner.

Scope this with us See how CASK works

Engagement brief

Fixed scope

Works against

PCI DSS v4.0.1RBI complianceIRDAI complianceSEBI compliance

Typical duration

Typically 6-10 weeks

You end with

A confirmed payments scope and a remediation tracker

Who does what

AccountableYour named owner

ResponsibleA Truvara practitioner

Drafts and citesCASK

Phases

01Agree the rules and map the flows
02Confirm scope and segmentation
03Assess requirements
04Track remediation

We confirm scope and timing after a first call.

When teams call us

Usually one of these is true.

01
Your acquirer asked for a Report on Compliance or a self-assessment questionnaire
02
An RBI, IRDAI, or SEBI circular applies to your licence and the gap list is not written down
03
You changed payment providers, lending flows, or an insurance platform and the scope moved
04
Segmentation or data localisation has never been tested or written down

What you receive

From scattered records to work you can defend.

Drag the divider. On the left, where the work usually starts. On the right, the files you receive.

What you receive

The files from this engagement

Gap assessment

In-scope flows and system inventoryRegister
Requirement-level gap assessmentAssessment
Readiness findingsReport

Implementation

Remediation tracker with accountable ownersRegister
Control and policy updates for the gapsPolicy
Evidence pack for the assessment or filingAssessment

Before the engagement

What we usually find on day one

Cardholder scope drawn differently in the network diagram and the spreadsheet
SAQ answers copied from the last assessment
Segmentation "proven" by a sentence in a ticket
Remediation owners named, dates blank

A gap list that does not match the environment you would assess.

What it works against

The standards in scope, named before we start.

CASK maps every requirement to evidence in the workspace, so scoping starts from what already exists and what is missing.

PCI DSS v4.0.1
RBI compliance
IRDAI compliance
SEBI compliance

Key areas covered

Secure network and systems
Account and payment data
Vulnerability management
Access control
Logging and monitoring
Security policy and governance
Incident response
Outsourcing and third parties
Customer identity
Data residency
Business continuity

We agree which parts are in scope on the first call.

How it runs

The path to the outcome.

One sequence, from the records you already have to the outcome in your hands.

1
Agree the rules and map the flows
Confirms whether this engagement covers PCI DSS, RBI, IRDAI, SEBI, or a combination, then traces the payment, lending, or insurance flows those rules cover.
2
Confirm scope and segmentation
Reviews segmentation controls and decides with you which systems are in scope.
3
Assess requirements
Interviews owners and inspects the evidence for each requirement.
4
Track remediation
Agrees owners and dates, then follows up until each gap closes.

What we need from you

A short list, agreed on day one.

A PCI owner, often in finance or security
Network diagrams, payment provider contracts, and system inventories
Time with network, application, and operations owners
Your acquirer's validation requirement, such as an SAQ type or a Report on Compliance

Questions

What buyers ask us first.

No. A Qualified Security Assessor company performs the assessment and signs the Report on Compliance. Merchants with lower volumes often validate with a self-assessment questionnaire instead. We prepare you for either.

It depends on how you accept cards, and your acquirer has the final say. We map your payment channels and give the acquirer the facts it needs to confirm the SAQ type.

Tokenization, hosted payment pages, and segmentation can take systems out of scope. We show which options fit your setup and what each would remove. Your team decides and makes the changes.

No, and please do not send any. We work from diagrams, configurations, and records about the environment. Those sit in a CASK workspace on the practitioner's machine, and the agent uses only the AI provider you approve.

PCI DSS has recurring tasks, including quarterly scans, periodic reviews, and a yearly scope confirmation. Compliance as a Service runs that calendar with your owners.

Also considered

Customers also look at

Service organization controls reporting

SOC readiness examination and attestation support

Prepare for a SOC 1 or SOC 2 examination, Type 1 or Type 2, and support the observation window when the report needs one.

AICPA Trust Services CriteriaAICPA SOC 2 Description CriteriaSOC 1

Readiness in 6-10 weeks, then support across a 3-12 month observation window

Cybersecurity

Cybersecurity baseline and roadmap

Compare where you are to where you need to be against the baseline you choose, such as NIST CSF 2.0, CIS Controls, or a cloud benchmark, and leave with a prioritized roadmap.

NIST CSF 2.0CIS Controls v8CIS Benchmarks

Typically 4-6 weeks

ISO

ISO/IEC 27001 readiness and certification support

Prepare an information security management system, first-time or multi-site, with the scope, risk assessment, core documents, and evidence the certification audit asks for.

ISO/IEC 27001:2022ISO/IEC 27002:2022ISO/IEC 27005:2022

Typically 3-6 months

Financial sector compliance for PCI DSS, RBI, IRDAI, and SEBI

Usually one of these is true.

From scattered records to work you can defend.

The standards in scope, named before we start.

The path to the outcome.

A short list, agreed on day one.

What buyers ask us first.

Want us to scope this with you?

Financial sector compliance for PCI DSS, RBI, IRDAI, and SEBI

Usually one of these is true.

From scattered records to work you can defend.

The standards in scope, named before we start.

The path to the outcome.

A short list, agreed on day one.

What buyers ask us first.

Want us to scope this with you?

Financial sector compliance for PCI DSS, RBI, IRDAI, and SEBI

Usually one of these is true.

From scattered records to work you can defend.

The standards in scope, named before we start.

The path to the outcome.

A short list, agreed on day one.

What buyers ask us first.

Are you a QSA?

Which SAQ applies to us?

Can you reduce our scope?

Do you need our card data?

What happens after the assessment?

Customers also look at

SOC readiness examination and attestation support

Cybersecurity baseline and roadmap

ISO/IEC 27001 readiness and certification support

Want us to scope this with you?

Financial sector compliance for PCI DSS, RBI, IRDAI, and SEBI

Usually one of these is true.

From scattered records to work you can defend.

The standards in scope, named before we start.

The path to the outcome.

A short list, agreed on day one.

What buyers ask us first.

Are you a QSA?

Which SAQ applies to us?

Can you reduce our scope?

Do you need our card data?

What happens after the assessment?

Customers also look at

SOC readiness examination and attestation support

Cybersecurity baseline and roadmap

ISO/IEC 27001 readiness and certification support

Want us to scope this with you?